Blog

It's 2021: Time to Check Your Tax BracketWill your tax bracket change in 2021? Each year the tax rate schedules are adjusted for inflation. That could result in your income being subject to a higher or lower tax rate in the new year....

This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...

The first week of 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule.The markets opened on January 4 and...

As election season draws to a close, it's a great time to review what type of legislative support would be needed to pass certain policy proposals that may come forward from the Biden Administration.It's important to remember that...

7 Retirement Mistakesto Avoid in 2021 Planning ahead and keeping a close eye on your finances are two of the most important ways you can ensure you get to enjoy your retirement and get the most out of your golden years. As we begin...

Weekly Recap January 4-8, 2021 RecapStocks Climb to New Record HighsEquities Post Back-to-Back Weekly GainsU.S. stocks advanced for a second straight week with all three major equity indices finishing at record highs as Wall Street...

January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy.For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...

Distributions from Mutual Funds

Jeffrey P. Basik, MBA

Wednesday, January 6, 2021

This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...

After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of 2021 (2021 CAA) was signed into law by President Trump as the COVID-19 pandemic continues to impact employers and employees...

Quarterly Recap Market Indices At-A-Glance In December, the Dow Industrials gained 3.4% and the Nasdaq Composite advanced 5.7%.On a quarterly basis, the Dow Industrials gained 2,824 points (+10.7%) and the Nasdaq Composite surged 15...

6 Vital Questions You Need to Ask When Planning for Retirement

Garret B. Norris, CFP®, ChFC®

Monday, January 4, 2021

6 Questions to Ask When Planning for Retirement Financial security in retirement doesn’t happen by accident. Planning for a financially independent retirement involves more than just putting money away into a savings account and...

Weekly Recap December 21-24, 2020 RecapStocks Quiet in Thin VolumeEquities Little ChangedU.S. stocks rose on Thursday in a second day of small gains in the Christmas holiday-shortened trading week as Wall Street reviewed the latest...

If you’re even casually following the economic news, it can be hard to make sense of the forecast. One source may feel there’s nothing to worry about, while another might paint a picture of doom and gloom. You may end up...

Thinking of You During the Holidays

Jeffrey P. Basik, MBA

Tuesday, December 22, 2020

For many of us, 2020 has been a year unlike any other. For some, it’s brought hardships that have tested the hardiest of souls. For others, it has brought unspeakable loss.Yet, we press on, and as we do, we may be surprised to...

Weekly Recap December 14-18, 2020 RecapStocks Climb on Stimulus ProspectsEquities ReboundU.S. stocks slightly trimmed a weekly gain on Friday, halting a solid three-day rally after Congress was unable to reach a stimulus bill...

Distributions from Mutual Funds

Garret B. Norris, CFP®, ChFC®

Sunday, December 20, 2020

This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...

Markets & Marriage

Jeffrey P. Basik, MBA

Thursday, December 17, 2020

Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...

Retire Wise | December 2020

Garret B. Norris, CFP®, ChFC®

Wednesday, December 16, 2020

3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...

Financial Watch | December 2020

Garret B. Norris, CFP®, ChFC®

Tuesday, December 15, 2020

5 Financial Lessons to Optimize Your Planning in the New YearAs 2020 draws to a close, its lessons will remain with us for some time. Below, we look at some of the most important financial lessons learned this year, and actions you...

Weekly Recap December 7-11, 2020 RecapStocks Weaken With Job MarketEquities Ease After Record HighsAfter major U.S. stocks advanced to record highs the first week of December, investors kept their optimism in check last week....

Will the Grinch Steal Christmas?

Jeffrey P. Basik, MBA

Friday, December 11, 2020

The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...

Year-End Financial Checklist

Garret B. Norris, CFP®, ChFC®

Thursday, December 10, 2020

2020 has been a tumultuous year, to say the least. But this year is the perfect representation of why we work together: we plan ahead, taking into account different scenarios and emergencies, to devise a solid strategy that helps you...

Does Main Street Need a Wall Street Strategy?

Garret B. Norris, CFP®, ChFC®

Wednesday, December 9, 2020

As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash flow with the hope of keeping its retirement dreams alive.Self-employed Americans, and the people working for them, account for roughly 30...

Window Closing on Medicare Changes

Jeffrey P. Basik, MBA

Monday, December 7, 2020

The annual fall enrollment period for Medicare is coming to an end. Monday, December 7 is the deadline for enrolling or making changes in Medicare Plans.1Assuming you are already enrolled in Medicare, letting the date pass will keep...

Weekly Recap November 30 - December 4, 2020 RecapBullish Start to DecemberEquities Advance on Stimulus HopeU.S. stocks advanced to record highs last week amid growing expectations for another round of fiscal stimulus that could help...

Monthly Recap Market Indices At-A-Glance The S&P 500 roared back nearly 11% in November, widely erasing its 6.4% prior two-month loss (-2.7% in October).The Dow Industrials surged 12.1% for its best monthly gain since Jan 1987....

Weekly Recap November 23-27, 2020 RecapStocks Rally Third Week in FourEquities Rebound, Extending Vaccine OptimismU.S. stocks advanced last week with the benchmark S&P 500 finishing at a new all-time high on Friday’s...

Weekly Recap November 16-20, 2020 RecapStocks Snap Two-Week RallyEquities Slip, Extending Cyclicals RotationU.S. stocks fell fractionally last week with the S&P 500 ending slightly negative after surging 9.74% the prior two weeks....

Speed Bumps & Headlines

Garret B. Norris, CFP®, ChFC®

Friday, November 20, 2020

As an investor, it can be tempting to get caught up in daily news headlines. Consider how news about the election and COVID-19 vaccines have moved the markets over the past several weeks. But having a financial strategy can help you...

It’s been 399 years since the first Thanksgiving feast in Plymouth, Massachusetts, and the holiday has since become a beloved hallmark of autumn joy, a celebration of gratitude and reflection in the company of those dearest to...

Interest Rates and Your Mortgage

Jeffrey P. Basik, MBA

Tuesday, November 17, 2020

With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may...

Weekly Recap November 9-13, 2020 RecapStocks Surge on Vaccine NewsEquities Rotate into CyclicalsU.S. stocks rallied last week after breakthrough vaccine trial results eased global uncertainty. A drug maker’s COVID-19 vaccine...

Financial Watch | November 2020

Garret B. Norris, CFP®, ChFC®

Monday, November 16, 2020

6 Ways to Shore Up Your Financial Foundation During Times of UncertaintyThe COVID-19 pandemic has taken a toll on many U.S. households, exposing vulnerabilities in their financial foundations, from low savings rates, to rising debt....

Thank You Veterans!

Jeffrey P. Basik, MBA

Wednesday, November 11, 2020

Thank you to all who dedicated themselves to serve our country. May we always remember and be grateful!

Retire Wise | November 2020

Jeffrey P. Basik, MBA

Sunday, November 8, 2020

Recent Tax Law Changes Create Year-End Tax Planning OpportunitiesTax planning is an integral part of a comprehensive financial plan designed to help you meet multiple goals and priorities and keep more of what you earn from your...

Wall Street Reacts to Potentially Divided Government

Jeffrey P. Basik, MBA

Friday, November 6, 2020

After many weeks of telegraphing a long and careful ballot count, this week’s election lived up to that prediction in races for the Senate, the House, and the presidency. While Americans voted Tuesday, Wall Street cast its...

Election Uncertainty Remains, But Potential Outcomes Shrink

Garret B. Norris, CFP®, ChFC®

Friday, November 6, 2020

Election Day is behind us and the votes are still being counted. The newest commentary from Cetera Investment Management takes a thoughtful and objective look at the political landscape after one day of vote counting and what this...

2021 Limits for IRAs, 401(k)s and More

Garret B. Norris, CFP®, ChFC®

Thursday, November 5, 2020

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.401(k)sThe salary deferral...

Long-Term Rates Are Creeping Higher

Jeffrey P. Basik, MBA

Wednesday, November 4, 2020

With all the election chatter and stock market volatility, it may have been easy to miss the ongoing uptrend in long-term interest rates.The yield on the 10-year Treasury bond is sitting just below 1%. Just a few short months ago, the...

Monthly Recap Market Indices At-A-Glance The S&P 500 gave back 6.36% in the past two months, its worst period loss since the 19.57% plunge during February and MarchThe Dow Jones Industrial Average fell 4.52% in October, extending...

Weekly Recap October 26-30, 2020 RecapEquities Spooked by Record InfectionsPullback IntensifiesU.S. stock indexes closed lower on Friday, capping the benchmark S&P 500 with its worst weekly rout since the depths of the pandemic in...

U.S. equities posted their worst loss in over a month on the combination of rising virus cases, lack of progress on a stimulus plan, and growing election uncertainty. The latest commentary from Cetera Investment Management discusses...

Weekly Recap October 19-23, 2020 RecapEquities Snap Three-Week RallyStocks Little ChangedU.S. stocks ended the week fractionally lower, snapping a three-week rally as investors weighed mostly upbeat earnings and economic data while...

The latest commentary from Cetera Investment Management covers the path to electoral victory for both candidates, the chances of a delayed result, and examines historical stock market returns during post-WWII 4-year presidential...

Facts About Medicare Open Enrollment

Garret B. Norris, CFP®, ChFC®

Thursday, October 22, 2020

Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Medicare for the first time, give yourself plenty of time. You may discover that it is much more complex than an employer-sponsored...

The Social Security Administration Announces 2021 COLA

Jeffrey P. Basik, MBA

Wednesday, October 21, 2020

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Weekly Recap October 12-16, 2020 RecapStocks Edge Higher as Elections NearFragile Rally SustainedThe U.S. benchmark S&P 500 Index posted a tepid gain in a string of three weekly advances, but it was enough to notch its longest...

Election 2020: Managing Your Emotions

Garret B. Norris, CFP®, ChFC®

Monday, October 19, 2020

It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...

Financial Watch | October 2020

Garret B. Norris, CFP®, ChFC®

Friday, October 16, 2020

How COVID-19 is Impacting Confidence Levels Among Retirement SaversThroughout 2020, the COVID-19 pandemic has impacted the lives and health of people around the globe while wreaking havoc on commerce, the financial markets, and the...

Don’t Wait to Update Your Beneficiaries

Jeffrey P. Basik, MBA

Wednesday, October 14, 2020

Protecting the people nearest and dearest to us is something we all want to do. It’s why we purchase health and life insurance, save diligently for retirement, and ensure important legal documents (like a will or trust) are in...

Retire Wise | October 2020

Jeffrey P. Basik, MBA

Monday, October 12, 2020

Think Twice About Cancelling Credit Cards You No Longer UseIt may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you’re not benefiting from reward programs during the pandemic....

FAFSA Applications Are Now Open

Garret B. Norris, CFP®, ChFC®

Sunday, October 11, 2020

Applications for the Free Application for Federal Student Aid (FAFSA) are now open for the academic year 2021-22. Applying for the FAFSA allows you to qualify for grants, scholarships, and other federally-sourced aid, such as...

Do you check any of these boxes?

Garret B. Norris, CFP®, ChFC®

Friday, October 9, 2020

Chances are you or someone in your circle has faced a life-changing event as a result of the COVID-19 pandemic. Many are reaching out for financial guidance. Do you have any financial questions or concerns to address at this time? The...

You’re Invited: POTUS 43, George W. Bush

Garret B. Norris, CFP®, ChFC®

Thursday, October 8, 2020

Hear about President Bush’s time in the White House, the challenges facing our nation in the twenty-first century, and his current work at the George W. Bush Presidential Center. DATE: Thursday, October 22, 2020TIME: 2:00 p...

Monthly Recap Market Indices At-A-Glance For September, the Dow Industrials lost 2.2% and the Nasdaq Composite gave back 5.1%, their first respective monthly losses since March.On a quarterly basis, the Dow Industrials gained 1,968...

Weekly Recap September 28 - October 2, 2020 RecapStocks Snap DeclinesEquities Recover First Week in FiveU.S. equity averages posted their first weekly gain in five weeks, snapping the longest losing streak since March as investors...

You’re Invited: Medal of Honor Recipient Colonel Jack Jacobs

Jeffrey P. Basik, MBA

Tuesday, October 6, 2020

Courage comes in many forms, but few will rise to the occasion as Medal of Honor recipient Colonel Jack Jacobs did in Vietnam: despite being wounded, he acted with selfless valor to personally save the lives of 14 people. One of only...

You’re Invited: A Peek into the Economic and Political Future

Garret B. Norris, CFP®, ChFC®

Sunday, October 4, 2020

What are the markets telling us about the elections? What are the elections telling us about the markets? Hear from two experts in the industry on what might be in store for us in the months ahead.Joseph M. Terranova is a risk...

You’re Invited: Think Like a CEO to Turn Negatives into Positives

Jeffrey P. Basik, MBA

Friday, October 2, 2020

As president and CEO of Franklin Resources, Inc., (a.k.a. Franklin Templeton), Jennifer has managed an impressive track record of growth, creating prosperity in times of uncertainty. One of ten executives named to Money Management...

You’re Invited: Cook with Hell’s Kitchen Season 15 Winner

Garret B. Norris, CFP®, ChFC®

Wednesday, September 30, 2020

Is it time to eat yet? It sure is! Clear the counters and grab your loved ones as Chef Ariel Malone and her daughter show you how to cook up a family-friendly recipe direct from their home kitchen.DATE: Tuesday, October 13, 2020TIME:...

Weekly Recap September 21-25, 2020 RecapStocks Slouch Fourth WeekRecovery Theme Falters…AgainU.S. stocks reversed losses Friday amid unconfirmed reports that lawmakers were reviving plans for a second fiscal stimulus deal, but...

Cetera Investment Management has released its Fourth Quarter 2020 Outlook. In this outlook, they discuss the sharp recovery in the economy, equities and bonds. However, the economy has a long way to go to get to pandemic levels...

You’re Invited: A Talk with the Honorable Carol Moseley Braun

Garret B. Norris, CFP®, ChFC®

Sunday, September 27, 2020

Join us for a conversation with former U.S. senator and ambassador Carol Moseley Braun. She’ll discuss the personal journey she took to community leadership and service, offer insights she gained along the way, and share reasons...

Election 2020: Preparing for Any Outcome

Garret B. Norris, CFP®, ChFC®

Friday, September 25, 2020

As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?"In reality, however,...

A Special Invitation

Jeffrey P. Basik, MBA

Thursday, September 24, 2020

Please join me! Each year I have the opportunity to attend my broker-dealer's annual conference, which is designed to expand my knowledge and enhance my ability to help you pursue your goals for the future. Because this...

Home Improvements Trending Higher

Garret B. Norris, CFP®, ChFC®

Wednesday, September 23, 2020

Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1It’s not that big of a surprise since many Americans now find their homes are doing triple...

Weekly Recap September 14-18, 2020 RecapStocks Reach Six-Week LowSelling Continues Third Straight WeekU.S. stocks extended losses into a third day last week as bargain buying appetites on Monday and Tuesday gave way to pessimism after...

Financial Watch | September 2020

Jeffrey P. Basik, MBA

Friday, September 18, 2020

4 Things to Add to Your Family Emergency Kit in 2020Since its inception in 2003, National Emergency Preparedness month has been observed in September to promote family and community disaster planning. This year, in the weeks...

When the Fed Talks Inflation, Bond Investors Listen

Garret B. Norris, CFP®, ChFC®

Tuesday, September 15, 2020

Most recently, you may have read that Federal Reserve Chair Jerome Powell announced a change in how the Fed views inflation. In the past, the Fed said it would consider adjusting short-term rates when inflation approached 2 percent....

Weekly Recap September 7-11, 2020 RecapBig-Tech Selloff ContinuesWorst Two Weeks since MarchU.S. stocks ended a volatile week deeply in the red with all three major domestic equity indices capping their steepest back-to-back weekly...

Retire Wise | September 2020

Garret B. Norris, CFP®, ChFC®

Friday, September 11, 2020

3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...

U.S. equities have been weak over the past three trading sessions. The latest commentary from Cetera Investment Management discusses this topic in more detail. They are not surprised as investors needed to reassess their optimism...

Weekly Recap August 31-September 4, 2020 RecapBig-Tech SelloffTaking Some Froth off the TableU.S. stocks snapped a five-week winning streak last Friday as skittish investors exited high-valuation mega cap tech stocks, despite a drop...

A sharp drop in technology stocks led to a broad market selloff, sending the S&P 500 down over 3.5%. There were no specific catalysts for the sharp drop, but two reasons likely drove it - an overbought stock market and growing...

Enjoy Your Labor Day

Jeffrey P. Basik, MBA

Monday, September 7, 2020

Hope you have a fun and relaxing Labor Day!

Happy Labor Day to You!

Garret B. Norris, CFP®, ChFC®

Monday, September 7, 2020

For many, Labor Day is seen as the end of summer, but it’s an annual national tribute to the contributions that workers have made to the strength, success, and security of our country. Here are some interesting facts about this...

The Dow Jones Industrial Average (DJIA), one of the most widely followed stock market indices, has made some key changes to its starting lineup.Salesforce.com, Amgen Inc.and Honeywell International Inc. have replaced Exxon Mobil Corp....

Monthly Recap Market Indices At-A-Glance The S&P 500 had its best month since a 12.8% gain in April, down only five trading days in August.The Dow Jones Industrial Average jumped 7.9% in August, finally turning positive on a...

September is Life Insurance Awareness Month

Jeffrey P. Basik, MBA

Wednesday, September 2, 2020

Life insurance is often overlooked until a significant life event or change happens. Regardless, it can be managed with the proper conversations ahead of time.September is identified as Life Insurance Awareness Month (LIAM) to help...

Home Builders Confident In Economic Rebound

Jeffrey P. Basik, MBA

Tuesday, September 1, 2020

To some, this may hardly feel like an economy headed for a bright future. But don’t tell that to home builders.Builder confidence in August jumped to an eye-popping 78 in August, according to the Housing Market Index courtesy of...

Weekly Recap August 24-28, 2020 RecapEquities Cap Fifth Weekly GainDow Industrials Finally Turns Positive YTDAll three major U.S. equity indices posted strong weekly gains, led by continued momentum in consumer and technology-oriented...

Has the Stock Market Rally Left You Behind?

Jeffrey P. Basik, MBA

Friday, August 28, 2020

Some people in recent weeks may have been feeling that “the stock market seems to be doing so well but I’m not participating.”A look behind the headlines helps tell the story.A CNBC study found that between the stock...

Right now, many Americans are worried about their financial health due to the impact COVID-19 has had on the country. Adding to these concerns were July's consumer prices— excluding food and energy—which rose at the...

Weekly Recap August 17-21, 2020 RecapRecord-Setting WeekLow-Volatility Winning Streak ExtendedThe S&P 500 completed its fourth straight weekly advance, it’s longest winning streak of the year. Favorable economic data in...

Federal Student Loan payments paused due to COVID-19

Garret B. Norris, CFP®, ChFC®

Thursday, August 20, 2020

This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year.But that's not all that's different. The current administration has issued an executive memorandum...

Financial Watch | August 2020

Garret B. Norris, CFP®, ChFC®

Tuesday, August 18, 2020

5 Ways You Can Protect Against the Growing Number of Tax Scams in 2020Just when you thought you had enough to be concerned with, the Internal Revenue Service (IRS) revealed it’s annual "Dirty Dozen" list of tax scams in July,...

Weekly Recap August 10-14, 2020 RecapEquities Climb Despite Fading Stimulus HopesStocks Rise Third WeekAll three major U.S. equity averages posted their third consecutive weekly gain, but despite two nearly successful daily attempts,...

How Much Money Will You Need for Retirement?

Garret B. Norris, CFP®, ChFC®

Friday, August 14, 2020

"Will I outlive my retirement money?" That's one of the top fears for people who are starting to prepare for their retirement years.So I have to chuckle a bit when I see headlines that say, "Here's how much money Americans think they...

Retire Wise | August 2020

Jeffrey P. Basik, MBA

Thursday, August 13, 2020

Did You Take RMDs in 2020? You Have Until August 31 to Reverse ThemThe Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March of this year, waived required minimum distributions (RMDs) for 2020....

2020 RMD Income Tax Relief is possible

Jeffrey P. Basik, MBA

Tuesday, August 11, 2020

Are you one of the many retirement account holders who took a mandatory distribution this year? If so, you may be able to manage the taxes associated with Required Minimum Distributions (RMDs) from traditional IRAs and 401(k)s. There...

Weekly Recap August 3-7, 2020 RecapLabor Market and Stimulus Hopes Drive Stocks HigherStocks Rise Another WeekMajor U.S. indices were up last week on encouraging news around labor markets and hopes for more fiscal stimulus. The U...

Don’t Overreact in August

Garret B. Norris, CFP®, ChFC®

Wednesday, August 5, 2020

One of my favorite Wall Street quotes is from Mark Twain, who said:“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June,...

Monthly Recap Market Indices At-A-Glance The Dow Jones Industrial Average rose 2.51% last month, trimming its year-to-date (YTD) loss to 6.14%.Among the three major U.S. equity indices, the technology-dominated Nasdaq Composite (+6...

Weekly Recap July 27-31, 2020 RecapEquities Rebound, Technology RipsStocks Post Solid GainsU.S. benchmark S&P 500 equities rebounded last week, resuming a bullish trend after falling 0.27% the week prior. Stocks ended Friday with...

To some, the buying and selling of a company’s stock by corporate officers and directors can be an indicator of Wall Street sentiment.In July 2020, the ratio of companies with executive buying compared with executive selling...

30-year Home Loans Fall to Historic Lows

Garret B. Norris, CFP®, ChFC®

Wednesday, July 29, 2020

Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for a 30-year...

Weekly Recap July 20-24, 2020 RecapTechnology Weakens Second WeekS&P 500 Snaps Three-Week RallyU.S. equities ended lower last week with the S&P 500 posting its first weekly loss in four weeks as investors turned cautious amid...

What is Reg BI?

Jeffrey P. Basik, MBA

Thursday, July 23, 2020

Recently, you may have heard that financial industry regulators established a new set of rules designed to guide investors who work with an investment professional. This new set of rules is called “Regulation Best...

The Consumer Will Decide the Shape of the Economic Recovery

Garret B. Norris, CFP®, ChFC®

Tuesday, July 21, 2020

We hope you are enjoying the summer and staying healthy in these trying times. Now that we are officially in a recession, we are looking for clues on how long we will stay in it and what the recovery will look like. The good news is...

Join Our Community

Jeffrey P. Basik, MBA

Monday, July 20, 2020

It’s time to break from the mold.If you’ve been experiencing any of the following…A desire to establish a legacy on your termsA need for a trusted partner to accelerate your growth and support your effortsA search...

Christmas in July? Let the Festivities Begin!Few of us have seen a year like 2020—a recession, record-setting unemployment and a pandemic that doesn’t seem to be slowing down. In some parts of the country, reopening...

Retire Wise | July 2020

Jeffrey P. Basik, MBA

Friday, July 17, 2020

A Mid-Year Review During a Mixed-Up TimeWe are now just over halfway through 2020, and these last six months have felt like six years. With the amount of change that’s occurred, your financial strategy may need some adjustments....

Help for Small Business Owners During the Pandemic

Jeffrey P. Basik, MBA

Thursday, July 16, 2020

I first want to extend my continued wishes that you, your family and loved ones are healthy and safe, and remain that way throughout the unprecedented circumstances we are facing.Navigating the uncertainty on the road ahead can feel...

Protect yourself from identity theft with ID360

Garret B. Norris, CFP®, ChFC®

Wednesday, July 15, 2020

Identity theft is a systemic and ever-changing risk that continues to unleash significant new threats to personal security. No one is immune to these evolving tactics to acquire sensitive information, which can leave individuals...

What's driving current market behavior?

Garret B. Norris, CFP®, ChFC®

Tuesday, July 14, 2020

In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...

In the coming weeks my broker-dealer will be sending you a letter containing a new disclosure document called a Customer Relationship Summary (Form CRS), as well a Supplemental Disclosure document.These documents are for your...

With the economy and financial markets flashing mixed signals, it’s no wonder that lawmakers are deadlocked on whether to pass a Phase 4 of the CARES Act.More than $3 trillion in stimulus has been pushed into the economy since...