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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Thursday, April 22, 2021

April 22 is Earth Day, a day to do the little (and big) things to reduce your carbon footprint and support a healthy planet.There are many ways in which we can become better stewards of the Earth. We can recycle hazardous materials;...

Thursday, April 22, 2021

4 Tips for Raising Financially Literate KidsWhen it comes to parenting, families have different styles, values, and traditions. However, most parents share a common goal. They want their children to grow up to be healthy, happy,...

Wednesday, April 21, 2021

President Joe Biden introduced the much-anticipated American Jobs Plan, which outlines an approach to spend roughly $2.2 trillion on the nation's infrastructure and other projects.As part of the legislative process, the Biden...

Monday, April 19, 2021

Weekly Recap April 12-16, 2021 RecapEquity Momentum ContinuesStocks Climb Fourth Straight WeekThe S&P 500 extended gains into a fourth straight week, backed by a strong start to the first quarter earnings season and...

Friday, April 16, 2021

It can be exhausting trying to keep up with the whims of Wall Street.Lately, the financial markets have been fixated on federal taxes and what may be proposed on Capitol Hill in the weeks and months ahead.Wall Street’s focus on...

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Thursday, April 15, 2021

Keep Your Estate Plan In Order Is your estate plan still up to date? There's no time like the present to revisit your latest draft. Even if you're retired and have created a plan for your estate and assets, it’s still a good...

Wednesday, April 14, 2021

4 Estate Planning Documents You Can't Live (Your Best Life) WithoutOften, people view estate planning through a narrow lens, thinking it’s only about what happens to their property and assets after they’re gone. While the...

Monday, April 12, 2021

Weekly Recap April 5-9, 2021 RecapEquity Indices March HigherStocks Climb Third Straight WeekThe S&P 500 extended gains into a third week, its longest winning streak since February 5 and finished Friday at its 20th new...

Saturday, April 10, 2021

Previously, the Internal Revenue Service (IRS) announced that the federal income tax filing due date for individuals for the 2020 tax year had been automatically extended from April 15, 2021, to May 17, 2021.1More time for allHowever,...

Friday, April 9, 2021

Form 5498: Why It's Important And what you need to know about it. If you contributed to your IRA this past year, you should have received an IRS Form 5498. This form looks similar to a W-2, but it only contains information about your...

Thursday, April 8, 2021

Reduce Your Credit Card Debt Credit card debt doesn't have to keep you from fulfilling your financial goals. Not all debt is bad. Mortgage and auto loans are often necessary, but credit card debt can be sneaky – it usually...

Tuesday, April 6, 2021

In honor of Financial Literacy Month, we're focusing on the fundamentals. The latest commentary from Cetera Investment Management reviews the foundational skills that can help you build a strong financial future, regardless of your...

Monday, April 5, 2021

Monthly Recap Market Indices At-A-Glance The S&P 500 ended the quarter less than two points below its Mar 26 all-time high of 3974.54 – and just over 27 points away from a new 4,000 milestone.In March, the Dow Industrials...

Thursday, April 1, 2021

Among the many changes arising from the pandemic, one of the most noticeable was a change in American spending habits.A survey released in March 2021 by Pew Research shows that Americans have increasingly chosen to put away what extra...

Tuesday, March 30, 2021

The Cetera Advanced Planning Group has released an overview of the American Rescue Plan Act of 2021. This provides explanation and analysis on how this may affect your financial planning interests.This overview provides information...

Monday, March 29, 2021

Weekly Recap March 22-26, 2021 RecapEquities Indices Finish at All-Time HighsStocks ReboundU.S. stocks posted solid gains last week with the Dow Industrials and S&P 500 finishing at new record highs on renewed optimism over...

Thursday, March 25, 2021

Why Should You Invest in a 401k? There are so many other things to think about besides saving for retirement. You, like so many people, may want to avoid worrying about it until you have the rest of your financials in order...

Thursday, March 25, 2021

There’s an old Wall Street maxim that says, “markets climb a wall of worry.” And these days, there’s plenty to worry about with the trend in long-term interest rates.The 10-year Treasury yield in recent weeks...

Wednesday, March 24, 2021

Major League Baseball scheduled Opening Day for April 1, but two states have already scored with spring training underway.Every year, spring training divides the 30 MLB teams into two squads. Half of the teams travel to Florida as...

Monday, March 22, 2021

Cetera Investment Management has released its 2021 Second Quarter Outlook. In this outlook, they discuss local economies reopening and investors’ optimism. Potential consumers are getting another check from the...

Friday, March 19, 2021

Smart Saving Tips During Retirement You’ve likely spent much of your life working and saving to ensure a financially sound future. But even in retirement, you still need to be conscientious of your money and keeping up your good...

Friday, March 19, 2021

Hopefully you enjoyed your time IN THE ROOM with Dr. Ben S. Bernanke. If you’d like to watch the conversation again, or if you were unable to join us, the replay is available for you to view until April 18, 2021. To access the...

Thursday, March 18, 2021

Less than one month ahead of the traditional date, the I.R.S. has delayed the deadline for filing and paying taxes. The new deadline is May 17, 2021.1,2,3The delay follows continued disruption from the COVID-19 pandemic and a late...

Wednesday, March 17, 2021

Are Streaming Services Keeping You From Retiring? We all love our streaming services. It might have started with just one, but as more are created, and you add shows to your must-see list, you shell out more and more each month to...

Tuesday, March 16, 2021

Weekly Recap March 8-12, 2021 RecapDow, S&P 500 Finish at Record HighsRotation to Value ContinuesU.S. stocks broadly rallied last week with gains driving the Dow Industrials and S&P 500 to fresh all-time highs, while the...

Tuesday, March 16, 2021

How Will You Avoid These 5 Common Retirement Planning Pitfalls?Understanding the different steps you can take now to drive the retirement outcome you desire is an important part of planning for a confident future. However, it’s...

Monday, March 15, 2021

Just a friendly reminder to get your digital front row seat to hear from former Federal Reserve Chair Dr. Ben S. Bernanke about what’s really happening at the Fed and why it matters. His insights on how the economy can emerge...

Friday, March 12, 2021

I’m sure you’ve heard that the House recently passed the Senate another round of stimulus to try and counteract the economic effects of the COVID-19 pandemic. The new stimulus package could narrow income eligibility to...

Thursday, March 11, 2021

Don't Fall for These Common Budgeting Myths You’ve almost made it. You’ve worked, planned, invested, and saved for years to get to your retirement. And now that you’re almost there, it can be so tempting to forget...

Monday, March 8, 2021

Weekly Recap March 1-5, 2021 RecapBig Board Stocks ReboundTechnology Extends SelloffU.S. stocks rallied back on Friday from steep intra-week losses as bond yields climbed while a stronger-than-forecast January jobs report reignited...

Monday, March 8, 2021

This year we’re celebrating International Women’s Day on March 8. In 1920, women fought for the right to vote. In 1974, single and divorced women were finally able to secure a credit card without needing a male...

Thursday, March 4, 2021

You’re invited to an exclusive conversation with former Federal Reserve Chair Dr. Ben S. Bernanke, who helped guide the U.S. economy out of its worst recession of the century. His insights on how the economy can emerge and grow...

Tuesday, March 2, 2021

Monthly Recap Market Indices At-A-Glance The S&P 500 ended February 3.1% below its latest all-time high of 3,935 set on Feb 12.The Dow Industrials performed best in February at least among the three major U.S. indices, gaining...

Thursday, February 25, 2021

It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in...

Wednesday, February 24, 2021

Retirement Tax Strategies that Work for You Taxes are a certainty of life, but that doesn’t mean you can’t find ways to reduce what you owe to the government, especially once you retire. Consider these strategies (both...

Wednesday, February 24, 2021

At this time last year, it was still unknown that a deadly global pandemic was on the rise, eventually stalling economic growth and sending crude oil prices into negative territory. But recently, oil prices have surged, with crude...

Tuesday, February 23, 2021

Weekly Recap February 15-19, 2021 RecapEquities Take a BreatherFirst Weekly Loss in Three WeeksU.S. stocks pulled back last week, snapping back-to-back weekly gains as Treasury yields advanced on investor jitters about increasing...

Tuesday, February 23, 2021

The 2020s haven’t got off to the roaring start we all had hoped for. We’re a year into the worst pandemic in a century, and it’s brought along with it the deepest economic contraction since the Great Depression....

Thursday, February 18, 2021

8 Things You Need to Know Before You File Your 2020 Tax ReturnBy any standard, 2020 was an unusual year, marked by rapid change and unexpected events. As a result, filing your tax return may be anything but straightforward. Below we...

Wednesday, February 17, 2021

Weekly Recap February 8-12, 2021 RecapEquities Plow HigherBack-to-Back Weekly GainsU.S. stocks advanced a second week as investors cheered progress for additional fiscal stimulus with House Democrats approving $1,400 direct payments...

Wednesday, February 17, 2021

Are You Using Your Lossesto Your Advantage? What is tax-loss harvesting?Tax-loss harvesting is a strategy that helps you reduce the taxes you owe on the capital gains from one investment with the capital losses from a different...

Friday, February 12, 2021

Time to Check on Your Portfolio You know that your investment portfolio is not a set and forget process. Each portfolio will change over time based on factors like risk diversification, your personal goals, and changes in the market...

Wednesday, February 10, 2021

Married? Should You File Jointly or Separately Some big changes come with getting married, and that includes your taxes. For the first time, you have the option to file jointly or separately. How romantic!While the IRS recommends that...

Thursday, February 4, 2021

The personal savings rate in the United States, which is the amount of income left after taxes and household spending, has reached some significant milestones.In April, when much of the country stayed home to avoid the COVID-19...

Wednesday, February 3, 2021

Recently, the Internal Revenue Service (IRS) announced that tax season will start a little later than usual. This year the IRS will begin accepting and processing 2020 tax returns on Friday, February 12, 2021.1In light of the December...

Tuesday, February 2, 2021

Monthly Recap Market Indices At-A-Glance The S&P 500 ended the month with the largest weekly loss since late October. All three major equity indices fell in excess of 3.2% during the last week in January.The Dow Industrials shed...

Tuesday, February 2, 2021

Weekly Recap January 25-29, 2021 RecapEquities Selloff Most Since OctoberS&P 500 Erases YTD GainsU.S. stocks fell sharply with the S&P 500 turning negative for the year (-1% YTD) after posting its worst week since October....

Monday, January 25, 2021

Weekly Recap January 18-22, 2021 RecapStocks Post Solid GainsInaugural Rally Best in 84 YearsMajor U.S. equity indices posted solid gains last week as investors were encouraged by incoming President Biden’s issuance of 10...

Friday, January 22, 2021

4 Steps for Strengthening Your Financial Safety Net in the New Year As many Americans learned in 2020, emergency savings can provide a much-needed lifeline during periods of crisis or uncertainty. Adequate cash reserves can be...

Thursday, January 21, 2021

8 Financial Terms You Need to Know As you start out in life, your finances can seem overwhelming. How can you start saving money? Taking out loans? Financing a house? Before you can set attainable goals for yourself, you have to have...

Wednesday, January 20, 2021

Weekly Recap January 11-15, 2021 RecapStocks Pare 2021 GainsInvestors Question Stimulus SpeedU.S. large cap stocks retreated last week as investors second-guessed their optimism over President-elect Joe Biden’s quickly proposed...

Wednesday, January 20, 2021

Now is the time to make final contributions to your IRA for 2020. Any contributions made before April 15, 2021, may mean an additional deduction or credit on your 2020 tax liability if you have not yet met the maximum contribution...

Tuesday, January 19, 2021

It's 2021: Time to Check Your Tax BracketWill your tax bracket change in 2021? Each year the tax rate schedules are adjusted for inflation. That could result in your income being subject to a higher or lower tax rate in the new year....

Monday, January 18, 2021

This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...

Saturday, January 16, 2021

The first week of 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule.The markets opened on January 4 and...

Friday, January 15, 2021

As election season draws to a close, it's a great time to review what type of legislative support would be needed to pass certain policy proposals that may come forward from the Biden Administration.It's important to remember that...

Tuesday, January 12, 2021

7 Retirement Mistakesto Avoid in 2021 Planning ahead and keeping a close eye on your finances are two of the most important ways you can ensure you get to enjoy your retirement and get the most out of your golden years. As we begin...

Monday, January 11, 2021

Weekly Recap January 4-8, 2021 RecapStocks Climb to New Record HighsEquities Post Back-to-Back Weekly GainsU.S. stocks advanced for a second straight week with all three major equity indices finishing at record highs as Wall Street...

Friday, January 8, 2021

January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy.For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...

Wednesday, January 6, 2021

This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...

Wednesday, January 6, 2021

After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of 2021 (2021 CAA) was signed into law by President Trump as the COVID-19 pandemic continues to impact employers and employees...

Monday, January 4, 2021

Quarterly Recap Market Indices At-A-Glance In December, the Dow Industrials gained 3.4% and the Nasdaq Composite advanced 5.7%.On a quarterly basis, the Dow Industrials gained 2,824 points (+10.7%) and the Nasdaq Composite surged 15...

Monday, January 4, 2021

6 Questions to Ask When Planning for Retirement Financial security in retirement doesn’t happen by accident. Planning for a financially independent retirement involves more than just putting money away into a savings account and...

Monday, December 28, 2020

Weekly Recap December 21-24, 2020 RecapStocks Quiet in Thin VolumeEquities Little ChangedU.S. stocks rose on Thursday in a second day of small gains in the Christmas holiday-shortened trading week as Wall Street reviewed the latest...

Monday, December 28, 2020

If you’re even casually following the economic news, it can be hard to make sense of the forecast. One source may feel there’s nothing to worry about, while another might paint a picture of doom and gloom. You may end up...

Tuesday, December 22, 2020

For many of us, 2020 has been a year unlike any other. For some, it’s brought hardships that have tested the hardiest of souls. For others, it has brought unspeakable loss.Yet, we press on, and as we do, we may be surprised to...

Monday, December 21, 2020

Weekly Recap December 14-18, 2020 RecapStocks Climb on Stimulus ProspectsEquities ReboundU.S. stocks slightly trimmed a weekly gain on Friday, halting a solid three-day rally after Congress was unable to reach a stimulus bill...

Sunday, December 20, 2020

This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...

Thursday, December 17, 2020

Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...

Wednesday, December 16, 2020

3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...

Tuesday, December 15, 2020

5 Financial Lessons to Optimize Your Planning in the New YearAs 2020 draws to a close, its lessons will remain with us for some time. Below, we look at some of the most important financial lessons learned this year, and actions you...

Monday, December 14, 2020

Weekly Recap December 7-11, 2020 RecapStocks Weaken With Job MarketEquities Ease After Record HighsAfter major U.S. stocks advanced to record highs the first week of December, investors kept their optimism in check last week....

Friday, December 11, 2020

The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...

Thursday, December 10, 2020

2020 has been a tumultuous year, to say the least. But this year is the perfect representation of why we work together: we plan ahead, taking into account different scenarios and emergencies, to devise a solid strategy that helps you...

Wednesday, December 9, 2020

As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash flow with the hope of keeping its retirement dreams alive.Self-employed Americans, and the people working for them, account for roughly 30...

Monday, December 7, 2020

The annual fall enrollment period for Medicare is coming to an end. Monday, December 7 is the deadline for enrolling or making changes in Medicare Plans.1Assuming you are already enrolled in Medicare, letting the date pass will keep...

Monday, December 7, 2020

Weekly Recap November 30 - December 4, 2020 RecapBullish Start to DecemberEquities Advance on Stimulus HopeU.S. stocks advanced to record highs last week amid growing expectations for another round of fiscal stimulus that could help...

Thursday, December 3, 2020

Monthly Recap Market Indices At-A-Glance The S&P 500 roared back nearly 11% in November, widely erasing its 6.4% prior two-month loss (-2.7% in October).The Dow Industrials surged 12.1% for its best monthly gain since Jan 1987....

Monday, November 30, 2020

Weekly Recap November 23-27, 2020 RecapStocks Rally Third Week in FourEquities Rebound, Extending Vaccine OptimismU.S. stocks advanced last week with the benchmark S&P 500 finishing at a new all-time high on Friday’s...

Monday, November 23, 2020

Weekly Recap November 16-20, 2020 RecapStocks Snap Two-Week RallyEquities Slip, Extending Cyclicals RotationU.S. stocks fell fractionally last week with the S&P 500 ending slightly negative after surging 9.74% the prior two weeks....

Friday, November 20, 2020

As an investor, it can be tempting to get caught up in daily news headlines. Consider how news about the election and COVID-19 vaccines have moved the markets over the past several weeks. But having a financial strategy can help you...

Wednesday, November 18, 2020

It’s been 399 years since the first Thanksgiving feast in Plymouth, Massachusetts, and the holiday has since become a beloved hallmark of autumn joy, a celebration of gratitude and reflection in the company of those dearest to...

Tuesday, November 17, 2020

With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may...

Monday, November 16, 2020

Weekly Recap November 9-13, 2020 RecapStocks Surge on Vaccine NewsEquities Rotate into CyclicalsU.S. stocks rallied last week after breakthrough vaccine trial results eased global uncertainty. A drug maker’s COVID-19 vaccine...

Monday, November 16, 2020

6 Ways to Shore Up Your Financial Foundation During Times of UncertaintyThe COVID-19 pandemic has taken a toll on many U.S. households, exposing vulnerabilities in their financial foundations, from low savings rates, to rising debt....

Wednesday, November 11, 2020

Thank you to all who dedicated themselves to serve our country. May we always remember and be grateful!

Sunday, November 8, 2020

Recent Tax Law Changes Create Year-End Tax Planning OpportunitiesTax planning is an integral part of a comprehensive financial plan designed to help you meet multiple goals and priorities and keep more of what you earn from your...

Friday, November 6, 2020

After many weeks of telegraphing a long and careful ballot count, this week’s election lived up to that prediction in races for the Senate, the House, and the presidency. While Americans voted Tuesday, Wall Street cast its...

Friday, November 6, 2020

Election Day is behind us and the votes are still being counted. The newest commentary from Cetera Investment Management takes a thoughtful and objective look at the political landscape after one day of vote counting and what this...

Thursday, November 5, 2020

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.401(k)sThe salary deferral...

Wednesday, November 4, 2020

With all the election chatter and stock market volatility, it may have been easy to miss the ongoing uptrend in long-term interest rates.The yield on the 10-year Treasury bond is sitting just below 1%. Just a few short months ago, the...

Tuesday, November 3, 2020

Monthly Recap Market Indices At-A-Glance The S&P 500 gave back 6.36% in the past two months, its worst period loss since the 19.57% plunge during February and MarchThe Dow Jones Industrial Average fell 4.52% in October, extending...

Monday, November 2, 2020

Weekly Recap October 26-30, 2020 RecapEquities Spooked by Record InfectionsPullback IntensifiesU.S. stock indexes closed lower on Friday, capping the benchmark S&P 500 with its worst weekly rout since the depths of the pandemic in...

Wednesday, October 28, 2020

U.S. equities posted their worst loss in over a month on the combination of rising virus cases, lack of progress on a stimulus plan, and growing election uncertainty. The latest commentary from Cetera Investment Management discusses...

Monday, October 26, 2020

Weekly Recap October 19-23, 2020 RecapEquities Snap Three-Week RallyStocks Little ChangedU.S. stocks ended the week fractionally lower, snapping a three-week rally as investors weighed mostly upbeat earnings and economic data while...

Monday, October 26, 2020

The latest commentary from Cetera Investment Management covers the path to electoral victory for both candidates, the chances of a delayed result, and examines historical stock market returns during post-WWII 4-year presidential...

Thursday, October 22, 2020

Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Medicare for the first time, give yourself plenty of time. You may discover that it is much more complex than an employer-sponsored...

Wednesday, October 21, 2020

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Tuesday, October 20, 2020

Weekly Recap October 12-16, 2020 RecapStocks Edge Higher as Elections NearFragile Rally SustainedThe U.S. benchmark S&P 500 Index posted a tepid gain in a string of three weekly advances, but it was enough to notch its longest...

Monday, October 19, 2020

It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...

Friday, October 16, 2020

How COVID-19 is Impacting Confidence Levels Among Retirement SaversThroughout 2020, the COVID-19 pandemic has impacted the lives and health of people around the globe while wreaking havoc on commerce, the financial markets, and the...

Wednesday, October 14, 2020

Protecting the people nearest and dearest to us is something we all want to do. It’s why we purchase health and life insurance, save diligently for retirement, and ensure important legal documents (like a will or trust) are in...

Monday, October 12, 2020

Think Twice About Cancelling Credit Cards You No Longer UseIt may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you’re not benefiting from reward programs during the pandemic....

Sunday, October 11, 2020

Applications for the Free Application for Federal Student Aid (FAFSA) are now open for the academic year 2021-22. Applying for the FAFSA allows you to qualify for grants, scholarships, and other federally-sourced aid, such as...

Friday, October 9, 2020

Chances are you or someone in your circle has faced a life-changing event as a result of the COVID-19 pandemic. Many are reaching out for financial guidance. Do you have any financial questions or concerns to address at this time? The...

Thursday, October 8, 2020

Hear about President Bush’s time in the White House, the challenges facing our nation in the twenty-first century, and his current work at the George W. Bush Presidential Center. DATE: Thursday, October 22, 2020TIME: 2:00 p...

Tuesday, October 6, 2020

Monthly Recap Market Indices At-A-Glance For September, the Dow Industrials lost 2.2% and the Nasdaq Composite gave back 5.1%, their first respective monthly losses since March.On a quarterly basis, the Dow Industrials gained 1,968...

Tuesday, October 6, 2020

Weekly Recap September 28 - October 2, 2020 RecapStocks Snap DeclinesEquities Recover First Week in FiveU.S. equity averages posted their first weekly gain in five weeks, snapping the longest losing streak since March as investors...

Tuesday, October 6, 2020

Courage comes in many forms, but few will rise to the occasion as Medal of Honor recipient Colonel Jack Jacobs did in Vietnam: despite being wounded, he acted with selfless valor to personally save the lives of 14 people. One of only...

Sunday, October 4, 2020

What are the markets telling us about the elections? What are the elections telling us about the markets? Hear from two experts in the industry on what might be in store for us in the months ahead.Joseph M. Terranova is a risk...

Friday, October 2, 2020

As president and CEO of Franklin Resources, Inc., (a.k.a. Franklin Templeton), Jennifer has managed an impressive track record of growth, creating prosperity in times of uncertainty. One of ten executives named to Money Management...

Wednesday, September 30, 2020

Is it time to eat yet? It sure is! Clear the counters and grab your loved ones as Chef Ariel Malone and her daughter show you how to cook up a family-friendly recipe direct from their home kitchen.DATE: Tuesday, October 13, 2020TIME:...

Tuesday, September 29, 2020

Weekly Recap September 21-25, 2020 RecapStocks Slouch Fourth WeekRecovery Theme Falters…AgainU.S. stocks reversed losses Friday amid unconfirmed reports that lawmakers were reviving plans for a second fiscal stimulus deal, but...

Monday, September 28, 2020

Cetera Investment Management has released its Fourth Quarter 2020 Outlook. In this outlook, they discuss the sharp recovery in the economy, equities and bonds. However, the economy has a long way to go to get to pandemic levels...

Sunday, September 27, 2020

Join us for a conversation with former U.S. senator and ambassador Carol Moseley Braun. She’ll discuss the personal journey she took to community leadership and service, offer insights she gained along the way, and share reasons...

Friday, September 25, 2020

As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?"In reality, however,...

Thursday, September 24, 2020

Please join me! Each year I have the opportunity to attend my broker-dealer's annual conference, which is designed to expand my knowledge and enhance my ability to help you pursue your goals for the future. Because this...

Wednesday, September 23, 2020

Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1It’s not that big of a surprise since many Americans now find their homes are doing triple...

Monday, September 21, 2020

Weekly Recap September 14-18, 2020 RecapStocks Reach Six-Week LowSelling Continues Third Straight WeekU.S. stocks extended losses into a third day last week as bargain buying appetites on Monday and Tuesday gave way to pessimism after...

Friday, September 18, 2020

4 Things to Add to Your Family Emergency Kit in 2020Since its inception in 2003, National Emergency Preparedness month has been observed in September to promote family and community disaster planning. This year, in the weeks...

Tuesday, September 15, 2020

Most recently, you may have read that Federal Reserve Chair Jerome Powell announced a change in how the Fed views inflation. In the past, the Fed said it would consider adjusting short-term rates when inflation approached 2 percent....

Monday, September 14, 2020

Weekly Recap September 7-11, 2020 RecapBig-Tech Selloff ContinuesWorst Two Weeks since MarchU.S. stocks ended a volatile week deeply in the red with all three major domestic equity indices capping their steepest back-to-back weekly...

Friday, September 11, 2020

3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...

Wednesday, September 9, 2020

U.S. equities have been weak over the past three trading sessions. The latest commentary from Cetera Investment Management discusses this topic in more detail. They are not surprised as investors needed to reassess their optimism...

Tuesday, September 8, 2020

Weekly Recap August 31-September 4, 2020 RecapBig-Tech SelloffTaking Some Froth off the TableU.S. stocks snapped a five-week winning streak last Friday as skittish investors exited high-valuation mega cap tech stocks, despite a drop...

Tuesday, September 8, 2020

A sharp drop in technology stocks led to a broad market selloff, sending the S&P 500 down over 3.5%. There were no specific catalysts for the sharp drop, but two reasons likely drove it - an overbought stock market and growing...

Monday, September 7, 2020

Hope you have a fun and relaxing Labor Day!

Monday, September 7, 2020

For many, Labor Day is seen as the end of summer, but it’s an annual national tribute to the contributions that workers have made to the strength, success, and security of our country. Here are some interesting facts about this...

Thursday, September 3, 2020

The Dow Jones Industrial Average (DJIA), one of the most widely followed stock market indices, has made some key changes to its starting lineup.Salesforce.com, Amgen Inc.and Honeywell International Inc. have replaced Exxon Mobil Corp....

Wednesday, September 2, 2020

Monthly Recap Market Indices At-A-Glance The S&P 500 had its best month since a 12.8% gain in April, down only five trading days in August.The Dow Jones Industrial Average jumped 7.9% in August, finally turning positive on a...

Wednesday, September 2, 2020

Life insurance is often overlooked until a significant life event or change happens. Regardless, it can be managed with the proper conversations ahead of time.September is identified as Life Insurance Awareness Month (LIAM) to help...

Tuesday, September 1, 2020

To some, this may hardly feel like an economy headed for a bright future. But don’t tell that to home builders.Builder confidence in August jumped to an eye-popping 78 in August, according to the Housing Market Index courtesy of...

Monday, August 31, 2020

Weekly Recap August 24-28, 2020 RecapEquities Cap Fifth Weekly GainDow Industrials Finally Turns Positive YTDAll three major U.S. equity indices posted strong weekly gains, led by continued momentum in consumer and technology-oriented...

Friday, August 28, 2020

Some people in recent weeks may have been feeling that “the stock market seems to be doing so well but I’m not participating.”A look behind the headlines helps tell the story.A CNBC study found that between the stock...

Wednesday, August 26, 2020

Right now, many Americans are worried about their financial health due to the impact COVID-19 has had on the country. Adding to these concerns were July's consumer prices— excluding food and energy—which rose at the...

Monday, August 24, 2020

Weekly Recap August 17-21, 2020 RecapRecord-Setting WeekLow-Volatility Winning Streak ExtendedThe S&P 500 completed its fourth straight weekly advance, it’s longest winning streak of the year. Favorable economic data in...

Thursday, August 20, 2020

This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year.But that's not all that's different. The current administration has issued an executive memorandum...

Tuesday, August 18, 2020

5 Ways You Can Protect Against the Growing Number of Tax Scams in 2020Just when you thought you had enough to be concerned with, the Internal Revenue Service (IRS) revealed it’s annual "Dirty Dozen" list of tax scams in July,...

Monday, August 17, 2020

Weekly Recap August 10-14, 2020 RecapEquities Climb Despite Fading Stimulus HopesStocks Rise Third WeekAll three major U.S. equity averages posted their third consecutive weekly gain, but despite two nearly successful daily attempts,...

Friday, August 14, 2020

"Will I outlive my retirement money?" That's one of the top fears for people who are starting to prepare for their retirement years.So I have to chuckle a bit when I see headlines that say, "Here's how much money Americans think they...

Thursday, August 13, 2020

Did You Take RMDs in 2020? You Have Until August 31 to Reverse ThemThe Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March of this year, waived required minimum distributions (RMDs) for 2020....

Tuesday, August 11, 2020

Are you one of the many retirement account holders who took a mandatory distribution this year? If so, you may be able to manage the taxes associated with Required Minimum Distributions (RMDs) from traditional IRAs and 401(k)s. There...

Monday, August 10, 2020

Weekly Recap August 3-7, 2020 RecapLabor Market and Stimulus Hopes Drive Stocks HigherStocks Rise Another WeekMajor U.S. indices were up last week on encouraging news around labor markets and hopes for more fiscal stimulus. The U...

Wednesday, August 5, 2020

One of my favorite Wall Street quotes is from Mark Twain, who said:“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June,...

Tuesday, August 4, 2020

Monthly Recap Market Indices At-A-Glance The Dow Jones Industrial Average rose 2.51% last month, trimming its year-to-date (YTD) loss to 6.14%.Among the three major U.S. equity indices, the technology-dominated Nasdaq Composite (+6...

Monday, August 3, 2020

Weekly Recap July 27-31, 2020 RecapEquities Rebound, Technology RipsStocks Post Solid GainsU.S. benchmark S&P 500 equities rebounded last week, resuming a bullish trend after falling 0.27% the week prior. Stocks ended Friday with...

Thursday, July 30, 2020

To some, the buying and selling of a company’s stock by corporate officers and directors can be an indicator of Wall Street sentiment.In July 2020, the ratio of companies with executive buying compared with executive selling...

Wednesday, July 29, 2020

Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for a 30-year...

Tuesday, July 28, 2020

Weekly Recap July 20-24, 2020 RecapTechnology Weakens Second WeekS&P 500 Snaps Three-Week RallyU.S. equities ended lower last week with the S&P 500 posting its first weekly loss in four weeks as investors turned cautious amid...

Thursday, July 23, 2020

Recently, you may have heard that financial industry regulators established a new set of rules designed to guide investors who work with an investment professional. This new set of rules is called “Regulation Best...

Tuesday, July 21, 2020

We hope you are enjoying the summer and staying healthy in these trying times. Now that we are officially in a recession, we are looking for clues on how long we will stay in it and what the recovery will look like. The good news is...

Monday, July 20, 2020

It’s time to break from the mold.If you’ve been experiencing any of the following…A desire to establish a legacy on your termsA need for a trusted partner to accelerate your growth and support your effortsA search...

Sunday, July 19, 2020

Christmas in July? Let the Festivities Begin!Few of us have seen a year like 2020—a recession, record-setting unemployment and a pandemic that doesn’t seem to be slowing down. In some parts of the country, reopening...

Friday, July 17, 2020

A Mid-Year Review During a Mixed-Up TimeWe are now just over halfway through 2020, and these last six months have felt like six years. With the amount of change that’s occurred, your financial strategy may need some adjustments....

Thursday, July 16, 2020

I first want to extend my continued wishes that you, your family and loved ones are healthy and safe, and remain that way throughout the unprecedented circumstances we are facing.Navigating the uncertainty on the road ahead can feel...

Wednesday, July 15, 2020

Identity theft is a systemic and ever-changing risk that continues to unleash significant new threats to personal security. No one is immune to these evolving tactics to acquire sensitive information, which can leave individuals...

Tuesday, July 14, 2020

In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...

Thursday, July 9, 2020

In the coming weeks my broker-dealer will be sending you a letter containing a new disclosure document called a Customer Relationship Summary (Form CRS), as well a Supplemental Disclosure document.These documents are for your...

Wednesday, July 8, 2020

With the economy and financial markets flashing mixed signals, it’s no wonder that lawmakers are deadlocked on whether to pass a Phase 4 of the CARES Act.More than $3 trillion in stimulus has been pushed into the economy since...