Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Weekly Recap | January 25, 2021
Weekly Recap January 18-22, 2021 RecapStocks Post Solid GainsInaugural Rally Best in 84 YearsMajor U.S. equity indices posted solid gains last week as investors were encouraged by incoming President Biden’s issuance of 10...
Read MoreFinancial Watch | January 2021
4 Steps for Strengthening Your Financial Safety Net in the New Year As many Americans learned in 2020, emergency savings can provide a much-needed lifeline during periods of crisis or uncertainty. Adequate cash reserves can be...
Read MoreUnderstand These Essential Financial Terms
8 Financial Terms You Need to Know As you start out in life, your finances can seem overwhelming. How can you start saving money? Taking out loans? Financing a house? Before you can set attainable goals for yourself, you have to have...
Read MoreWeekly Recap | January 19, 2021
Weekly Recap January 11-15, 2021 RecapStocks Pare 2021 GainsInvestors Question Stimulus SpeedU.S. large cap stocks retreated last week as investors second-guessed their optimism over President-elect Joe Biden’s quickly proposed...
Read MoreReminder to Complete 2020 IRA Contributions
Now is the time to make final contributions to your IRA for 2020. Any contributions made before April 15, 2021, may mean an additional deduction or credit on your 2020 tax liability if you have not yet met the maximum contribution...
Read MoreShow All
Retire Wise | January 2021
It's 2021: Time to Check Your Tax BracketWill your tax bracket change in 2021? Each year the tax rate schedules are adjusted for inflation. That could result in your income being subject to a higher or lower tax rate in the new year....
Read MoreThis MLK day, keep the dream alive
This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...
Read More2021 Off to a Fast Start
The first week of 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule.The markets opened on January 4 and...
Read MoreElection Update: 2021 May Bring Some Changes
As election season draws to a close, it's a great time to review what type of legislative support would be needed to pass certain policy proposals that may come forward from the Biden Administration.It's important to remember that...
Read More7 Mistakes Every Retiree Needs to Avoid
7 Retirement Mistakesto Avoid in 2021 Planning ahead and keeping a close eye on your finances are two of the most important ways you can ensure you get to enjoy your retirement and get the most out of your golden years. As we begin...
Read MoreWeekly Recap | January 11, 2021
Weekly Recap January 4-8, 2021 RecapStocks Climb to New Record HighsEquities Post Back-to-Back Weekly GainsU.S. stocks advanced for a second straight week with all three major equity indices finishing at record highs as Wall Street...
Read MoreJanuary Is Financial Wellness Month
January is Financial Wellness Month, a time to remind people to make arrangements for their financial strategy.For me, it’s time for me to connect with new clients and discuss their financial situation and aspirations for their...
Read MoreDistributions from Mutual Funds
This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...
Read More5 Highlights of the New Stimulus Package
After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of 2021 (2021 CAA) was signed into law by President Trump as the COVID-19 pandemic continues to impact employers and employees...
Read MoreQuarterly Recap | Q4 2020
Quarterly Recap Market Indices At-A-Glance In December, the Dow Industrials gained 3.4% and the Nasdaq Composite advanced 5.7%.On a quarterly basis, the Dow Industrials gained 2,824 points (+10.7%) and the Nasdaq Composite surged 15...
Read More6 Vital Questions You Need to Ask When Planning for Retirement
6 Questions to Ask When Planning for Retirement Financial security in retirement doesn’t happen by accident. Planning for a financially independent retirement involves more than just putting money away into a savings account and...
Read MoreWeekly Recap | December 28, 2020
Weekly Recap December 21-24, 2020 RecapStocks Quiet in Thin VolumeEquities Little ChangedU.S. stocks rose on Thursday in a second day of small gains in the Christmas holiday-shortened trading week as Wall Street reviewed the latest...
Read More2021 Outlook Video: The Economy Goes Off to College
If you’re even casually following the economic news, it can be hard to make sense of the forecast. One source may feel there’s nothing to worry about, while another might paint a picture of doom and gloom. You may end up...
Read MoreThinking of You During the Holidays
For many of us, 2020 has been a year unlike any other. For some, it’s brought hardships that have tested the hardiest of souls. For others, it has brought unspeakable loss.Yet, we press on, and as we do, we may be surprised to...
Read MoreWeekly Recap | December 21, 2020
Weekly Recap December 14-18, 2020 RecapStocks Climb on Stimulus ProspectsEquities ReboundU.S. stocks slightly trimmed a weekly gain on Friday, halting a solid three-day rally after Congress was unable to reach a stimulus bill...
Read MoreDistributions from Mutual Funds
This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause for concern.Many mutual funds in December pay shareholders capital gains distributions that they have...
Read MoreMarkets & Marriage
Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...
Read MoreRetire Wise | December 2020
3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...
Read MoreFinancial Watch | December 2020
5 Financial Lessons to Optimize Your Planning in the New YearAs 2020 draws to a close, its lessons will remain with us for some time. Below, we look at some of the most important financial lessons learned this year, and actions you...
Read MoreWeekly Recap | December 14, 2020
Weekly Recap December 7-11, 2020 RecapStocks Weaken With Job MarketEquities Ease After Record HighsAfter major U.S. stocks advanced to record highs the first week of December, investors kept their optimism in check last week....
Read MoreWill the Grinch Steal Christmas?
The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...
Read MoreYear-End Financial Checklist
2020 has been a tumultuous year, to say the least. But this year is the perfect representation of why we work together: we plan ahead, taking into account different scenarios and emergencies, to devise a solid strategy that helps you...
Read MoreDoes Main Street Need a Wall Street Strategy?
As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash flow with the hope of keeping its retirement dreams alive.Self-employed Americans, and the people working for them, account for roughly 30...
Read MoreWindow Closing on Medicare Changes
The annual fall enrollment period for Medicare is coming to an end. Monday, December 7 is the deadline for enrolling or making changes in Medicare Plans.1Assuming you are already enrolled in Medicare, letting the date pass will keep...
Read MoreWeekly Recap | December 7, 2020
Weekly Recap November 30 - December 4, 2020 RecapBullish Start to DecemberEquities Advance on Stimulus HopeU.S. stocks advanced to record highs last week amid growing expectations for another round of fiscal stimulus that could help...
Read MoreMonthly Recap | November 2020
Monthly Recap Market Indices At-A-Glance The S&P 500 roared back nearly 11% in November, widely erasing its 6.4% prior two-month loss (-2.7% in October).The Dow Industrials surged 12.1% for its best monthly gain since Jan 1987....
Read MoreWeekly Recap | November 30, 2020
Weekly Recap November 23-27, 2020 RecapStocks Rally Third Week in FourEquities Rebound, Extending Vaccine OptimismU.S. stocks advanced last week with the benchmark S&P 500 finishing at a new all-time high on Friday’s...
Read MoreWeekly Recap | November 23, 2020
Weekly Recap November 16-20, 2020 RecapStocks Snap Two-Week RallyEquities Slip, Extending Cyclicals RotationU.S. stocks fell fractionally last week with the S&P 500 ending slightly negative after surging 9.74% the prior two weeks....
Read MoreSpeed Bumps & Headlines
As an investor, it can be tempting to get caught up in daily news headlines. Consider how news about the election and COVID-19 vaccines have moved the markets over the past several weeks. But having a financial strategy can help you...
Read MoreThe Thanksgiving Economy
It’s been 399 years since the first Thanksgiving feast in Plymouth, Massachusetts, and the holiday has since become a beloved hallmark of autumn joy, a celebration of gratitude and reflection in the company of those dearest to...
Read MoreInterest Rates and Your Mortgage
With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may...
Read MoreWeekly Recap | November 16, 2020
Weekly Recap November 9-13, 2020 RecapStocks Surge on Vaccine NewsEquities Rotate into CyclicalsU.S. stocks rallied last week after breakthrough vaccine trial results eased global uncertainty. A drug maker’s COVID-19 vaccine...
Read MoreFinancial Watch | November 2020
6 Ways to Shore Up Your Financial Foundation During Times of UncertaintyThe COVID-19 pandemic has taken a toll on many U.S. households, exposing vulnerabilities in their financial foundations, from low savings rates, to rising debt....
Read MoreThank You Veterans!
Thank you to all who dedicated themselves to serve our country. May we always remember and be grateful!
Read MoreRetire Wise | November 2020
Recent Tax Law Changes Create Year-End Tax Planning OpportunitiesTax planning is an integral part of a comprehensive financial plan designed to help you meet multiple goals and priorities and keep more of what you earn from your...
Read MoreWall Street Reacts to Potentially Divided Government
After many weeks of telegraphing a long and careful ballot count, this week’s election lived up to that prediction in races for the Senate, the House, and the presidency. While Americans voted Tuesday, Wall Street cast its...
Read MoreElection Uncertainty Remains, But Potential Outcomes Shrink
Election Day is behind us and the votes are still being counted. The newest commentary from Cetera Investment Management takes a thoughtful and objective look at the political landscape after one day of vote counting and what this...
Read More2021 Limits for IRAs, 401(k)s and More
On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.401(k)sThe salary deferral...
Read MoreLong-Term Rates Are Creeping Higher
With all the election chatter and stock market volatility, it may have been easy to miss the ongoing uptrend in long-term interest rates.The yield on the 10-year Treasury bond is sitting just below 1%. Just a few short months ago, the...
Read MoreMonthly Recap | October 2020
Monthly Recap Market Indices At-A-Glance The S&P 500 gave back 6.36% in the past two months, its worst period loss since the 19.57% plunge during February and MarchThe Dow Jones Industrial Average fell 4.52% in October, extending...
Read MoreWeekly Recap | November 2, 2020
Weekly Recap October 26-30, 2020 RecapEquities Spooked by Record InfectionsPullback IntensifiesU.S. stock indexes closed lower on Friday, capping the benchmark S&P 500 with its worst weekly rout since the depths of the pandemic in...
Read MoreIncreasing Concerns Rattle Financial Markets
U.S. equities posted their worst loss in over a month on the combination of rising virus cases, lack of progress on a stimulus plan, and growing election uncertainty. The latest commentary from Cetera Investment Management discusses...
Read MoreWeekly Recap | October 26, 2020
Weekly Recap October 19-23, 2020 RecapEquities Snap Three-Week RallyStocks Little ChangedU.S. stocks ended the week fractionally lower, snapping a three-week rally as investors weighed mostly upbeat earnings and economic data while...
Read MoreTrump vs. Biden: Do Markets Care Who Wins?
The latest commentary from Cetera Investment Management covers the path to electoral victory for both candidates, the chances of a delayed result, and examines historical stock market returns during post-WWII 4-year presidential...
Read MoreFacts About Medicare Open Enrollment
Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Medicare for the first time, give yourself plenty of time. You may discover that it is much more complex than an employer-sponsored...
Read MoreThe Social Security Administration Announces 2021 COLA
On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...
Read MoreWeekly Recap | October 19, 2020
Weekly Recap October 12-16, 2020 RecapStocks Edge Higher as Elections NearFragile Rally SustainedThe U.S. benchmark S&P 500 Index posted a tepid gain in a string of three weekly advances, but it was enough to notch its longest...
Read MoreElection 2020: Managing Your Emotions
It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...
Read MoreFinancial Watch | October 2020
How COVID-19 is Impacting Confidence Levels Among Retirement SaversThroughout 2020, the COVID-19 pandemic has impacted the lives and health of people around the globe while wreaking havoc on commerce, the financial markets, and the...
Read MoreDon’t Wait to Update Your Beneficiaries
Protecting the people nearest and dearest to us is something we all want to do. It’s why we purchase health and life insurance, save diligently for retirement, and ensure important legal documents (like a will or trust) are in...
Read MoreRetire Wise | October 2020
Think Twice About Cancelling Credit Cards You No Longer UseIt may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you’re not benefiting from reward programs during the pandemic....
Read MoreFAFSA Applications Are Now Open
Applications for the Free Application for Federal Student Aid (FAFSA) are now open for the academic year 2021-22. Applying for the FAFSA allows you to qualify for grants, scholarships, and other federally-sourced aid, such as...
Read MoreDo you check any of these boxes?
Chances are you or someone in your circle has faced a life-changing event as a result of the COVID-19 pandemic. Many are reaching out for financial guidance. Do you have any financial questions or concerns to address at this time? The...
Read MoreYou’re Invited: POTUS 43, George W. Bush
Hear about President Bush’s time in the White House, the challenges facing our nation in the twenty-first century, and his current work at the George W. Bush Presidential Center. DATE: Thursday, October 22, 2020TIME: 2:00 p...
Read MoreMonthly Recap | September 2020
Monthly Recap Market Indices At-A-Glance For September, the Dow Industrials lost 2.2% and the Nasdaq Composite gave back 5.1%, their first respective monthly losses since March.On a quarterly basis, the Dow Industrials gained 1,968...
Read MoreWeekly Recap | October 5, 2020
Weekly Recap September 28 - October 2, 2020 RecapStocks Snap DeclinesEquities Recover First Week in FiveU.S. equity averages posted their first weekly gain in five weeks, snapping the longest losing streak since March as investors...
Read MoreYou’re Invited: Medal of Honor Recipient Colonel Jack Jacobs
Courage comes in many forms, but few will rise to the occasion as Medal of Honor recipient Colonel Jack Jacobs did in Vietnam: despite being wounded, he acted with selfless valor to personally save the lives of 14 people. One of only...
Read MoreYou’re Invited: A Peek into the Economic and Political Future
What are the markets telling us about the elections? What are the elections telling us about the markets? Hear from two experts in the industry on what might be in store for us in the months ahead.Joseph M. Terranova is a risk...
Read MoreYou’re Invited: Think Like a CEO to Turn Negatives into Positives
As president and CEO of Franklin Resources, Inc., (a.k.a. Franklin Templeton), Jennifer has managed an impressive track record of growth, creating prosperity in times of uncertainty. One of ten executives named to Money Management...
Read MoreYou’re Invited: Cook with Hell’s Kitchen Season 15 Winner
Is it time to eat yet? It sure is! Clear the counters and grab your loved ones as Chef Ariel Malone and her daughter show you how to cook up a family-friendly recipe direct from their home kitchen.DATE: Tuesday, October 13, 2020TIME:...
Read MoreWeekly Recap | September 28, 2020
Weekly Recap September 21-25, 2020 RecapStocks Slouch Fourth WeekRecovery Theme Falters…AgainU.S. stocks reversed losses Friday amid unconfirmed reports that lawmakers were reviving plans for a second fiscal stimulus deal, but...
Read MoreQ4 Outlook | Fall Brings Cooler Perspectives
Cetera Investment Management has released its Fourth Quarter 2020 Outlook. In this outlook, they discuss the sharp recovery in the economy, equities and bonds. However, the economy has a long way to go to get to pandemic levels...
Read MoreYou’re Invited: A Talk with the Honorable Carol Moseley Braun
Join us for a conversation with former U.S. senator and ambassador Carol Moseley Braun. She’ll discuss the personal journey she took to community leadership and service, offer insights she gained along the way, and share reasons...
Read MoreElection 2020: Preparing for Any Outcome
As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?"In reality, however,...
Read MoreA Special Invitation
Please join me! Each year I have the opportunity to attend my broker-dealer's annual conference, which is designed to expand my knowledge and enhance my ability to help you pursue your goals for the future. Because this...
Read MoreHome Improvements Trending Higher
Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1It’s not that big of a surprise since many Americans now find their homes are doing triple...
Read MoreWeekly Recap | September 21, 2020
Weekly Recap September 14-18, 2020 RecapStocks Reach Six-Week LowSelling Continues Third Straight WeekU.S. stocks extended losses into a third day last week as bargain buying appetites on Monday and Tuesday gave way to pessimism after...
Read MoreFinancial Watch | September 2020
4 Things to Add to Your Family Emergency Kit in 2020Since its inception in 2003, National Emergency Preparedness month has been observed in September to promote family and community disaster planning. This year, in the weeks...
Read MoreWhen the Fed Talks Inflation, Bond Investors Listen
Most recently, you may have read that Federal Reserve Chair Jerome Powell announced a change in how the Fed views inflation. In the past, the Fed said it would consider adjusting short-term rates when inflation approached 2 percent....
Read MoreWeekly Recap | September 14, 2020
Weekly Recap September 7-11, 2020 RecapBig-Tech Selloff ContinuesWorst Two Weeks since MarchU.S. stocks ended a volatile week deeply in the red with all three major domestic equity indices capping their steepest back-to-back weekly...
Read MoreRetire Wise | September 2020
3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...
Read MoreInvestors Finally Reassess the Speed of the Recovery
U.S. equities have been weak over the past three trading sessions. The latest commentary from Cetera Investment Management discusses this topic in more detail. They are not surprised as investors needed to reassess their optimism...
Read MoreWeekly Recap | September 8, 2020
Weekly Recap August 31-September 4, 2020 RecapBig-Tech SelloffTaking Some Froth off the TableU.S. stocks snapped a five-week winning streak last Friday as skittish investors exited high-valuation mega cap tech stocks, despite a drop...
Read MoreStocks Suffer Worst Day in Nearly Three Months
A sharp drop in technology stocks led to a broad market selloff, sending the S&P 500 down over 3.5%. There were no specific catalysts for the sharp drop, but two reasons likely drove it - an overbought stock market and growing...
Read MoreEnjoy Your Labor Day
Hope you have a fun and relaxing Labor Day!
Read MoreHappy Labor Day to You!
For many, Labor Day is seen as the end of summer, but it’s an annual national tribute to the contributions that workers have made to the strength, success, and security of our country. Here are some interesting facts about this...
Read MoreDow 30 Changes Its Starting Lineup
The Dow Jones Industrial Average (DJIA), one of the most widely followed stock market indices, has made some key changes to its starting lineup.Salesforce.com, Amgen Inc.and Honeywell International Inc. have replaced Exxon Mobil Corp....
Read MoreMonthly Recap | August 2020
Monthly Recap Market Indices At-A-Glance The S&P 500 had its best month since a 12.8% gain in April, down only five trading days in August.The Dow Jones Industrial Average jumped 7.9% in August, finally turning positive on a...
Read MoreSeptember is Life Insurance Awareness Month
Life insurance is often overlooked until a significant life event or change happens. Regardless, it can be managed with the proper conversations ahead of time.September is identified as Life Insurance Awareness Month (LIAM) to help...
Read MoreHome Builders Confident In Economic Rebound
To some, this may hardly feel like an economy headed for a bright future. But don’t tell that to home builders.Builder confidence in August jumped to an eye-popping 78 in August, according to the Housing Market Index courtesy of...
Read MoreWeekly Recap | August 31, 2020
Weekly Recap August 24-28, 2020 RecapEquities Cap Fifth Weekly GainDow Industrials Finally Turns Positive YTDAll three major U.S. equity indices posted strong weekly gains, led by continued momentum in consumer and technology-oriented...
Read MoreHas the Stock Market Rally Left You Behind?
Some people in recent weeks may have been feeling that “the stock market seems to be doing so well but I’m not participating.”A look behind the headlines helps tell the story.A CNBC study found that between the stock...
Read MoreIs Inflation On The Rise?
Right now, many Americans are worried about their financial health due to the impact COVID-19 has had on the country. Adding to these concerns were July's consumer prices— excluding food and energy—which rose at the...
Read MoreWeekly Recap | August 24, 2020
Weekly Recap August 17-21, 2020 RecapRecord-Setting WeekLow-Volatility Winning Streak ExtendedThe S&P 500 completed its fourth straight weekly advance, it’s longest winning streak of the year. Favorable economic data in...
Read MoreFederal Student Loan payments paused due to COVID-19
This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year.But that's not all that's different. The current administration has issued an executive memorandum...
Read MoreFinancial Watch | August 2020
5 Ways You Can Protect Against the Growing Number of Tax Scams in 2020Just when you thought you had enough to be concerned with, the Internal Revenue Service (IRS) revealed it’s annual "Dirty Dozen" list of tax scams in July,...
Read MoreWeekly Recap | August 17, 2020
Weekly Recap August 10-14, 2020 RecapEquities Climb Despite Fading Stimulus HopesStocks Rise Third WeekAll three major U.S. equity averages posted their third consecutive weekly gain, but despite two nearly successful daily attempts,...
Read MoreHow Much Money Will You Need for Retirement?
"Will I outlive my retirement money?" That's one of the top fears for people who are starting to prepare for their retirement years.So I have to chuckle a bit when I see headlines that say, "Here's how much money Americans think they...
Read MoreRetire Wise | August 2020
Did You Take RMDs in 2020? You Have Until August 31 to Reverse ThemThe Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March of this year, waived required minimum distributions (RMDs) for 2020....
Read More2020 RMD Income Tax Relief is possible
Are you one of the many retirement account holders who took a mandatory distribution this year? If so, you may be able to manage the taxes associated with Required Minimum Distributions (RMDs) from traditional IRAs and 401(k)s. There...
Read MoreWeekly Recap | August 10, 2020
Weekly Recap August 3-7, 2020 RecapLabor Market and Stimulus Hopes Drive Stocks HigherStocks Rise Another WeekMajor U.S. indices were up last week on encouraging news around labor markets and hopes for more fiscal stimulus. The U...
Read MoreDon’t Overreact in August
One of my favorite Wall Street quotes is from Mark Twain, who said:“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June,...
Read MoreMonthly Recap | July 2020
Monthly Recap Market Indices At-A-Glance The Dow Jones Industrial Average rose 2.51% last month, trimming its year-to-date (YTD) loss to 6.14%.Among the three major U.S. equity indices, the technology-dominated Nasdaq Composite (+6...
Read MoreWeekly Recap | August 3, 2020
Weekly Recap July 27-31, 2020 RecapEquities Rebound, Technology RipsStocks Post Solid GainsU.S. benchmark S&P 500 equities rebounded last week, resuming a bullish trend after falling 0.27% the week prior. Stocks ended Friday with...
Read MoreKeep an Eye on Buying & Selling by Corporate Executives
To some, the buying and selling of a company’s stock by corporate officers and directors can be an indicator of Wall Street sentiment.In July 2020, the ratio of companies with executive buying compared with executive selling...
Read More30-year Home Loans Fall to Historic Lows
Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for a 30-year...
Read MoreWeekly Recap | July 27, 2020
Weekly Recap July 20-24, 2020 RecapTechnology Weakens Second WeekS&P 500 Snaps Three-Week RallyU.S. equities ended lower last week with the S&P 500 posting its first weekly loss in four weeks as investors turned cautious amid...
Read MoreWhat is Reg BI?
Recently, you may have heard that financial industry regulators established a new set of rules designed to guide investors who work with an investment professional. This new set of rules is called “Regulation Best...
Read MoreThe Consumer Will Decide the Shape of the Economic Recovery
We hope you are enjoying the summer and staying healthy in these trying times. Now that we are officially in a recession, we are looking for clues on how long we will stay in it and what the recovery will look like. The good news is...
Read MoreJoin Our Community
It’s time to break from the mold.If you’ve been experiencing any of the following…A desire to establish a legacy on your termsA need for a trusted partner to accelerate your growth and support your effortsA search...
Read MoreFinancial Watch | July 2020
Christmas in July? Let the Festivities Begin!Few of us have seen a year like 2020—a recession, record-setting unemployment and a pandemic that doesn’t seem to be slowing down. In some parts of the country, reopening...
Read MoreRetire Wise | July 2020
A Mid-Year Review During a Mixed-Up TimeWe are now just over halfway through 2020, and these last six months have felt like six years. With the amount of change that’s occurred, your financial strategy may need some adjustments....
Read MoreHelp for Small Business Owners During the Pandemic
I first want to extend my continued wishes that you, your family and loved ones are healthy and safe, and remain that way throughout the unprecedented circumstances we are facing.Navigating the uncertainty on the road ahead can feel...
Read MoreProtect yourself from identity theft with ID360
Identity theft is a systemic and ever-changing risk that continues to unleash significant new threats to personal security. No one is immune to these evolving tactics to acquire sensitive information, which can leave individuals...
Read MoreWhat's driving current market behavior?
In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...
Read MoreInformation About an Upcoming Letter from My Broker-Dealer
In the coming weeks my broker-dealer will be sending you a letter containing a new disclosure document called a Customer Relationship Summary (Form CRS), as well a Supplemental Disclosure document.These documents are for your...
Read MoreCARES Act: Will There Be a Phase 4?
With the economy and financial markets flashing mixed signals, it’s no wonder that lawmakers are deadlocked on whether to pass a Phase 4 of the CARES Act.More than $3 trillion in stimulus has been pushed into the economy since...
Read More